Where do you go to get experience on how to effectively manage your money?
There are thousands of financial books that teach principles about money. This one is different as it teaches life lessons, through the stories of four fictional characters. Their life choices and the outcome thereof, will practically demonstrate why decisions you make about your money today, will impact your future self through the 'Butterfly Effect,' and how you can use this knowledge to positively change the trajectory your life.
The stories will show:Why the financial decisions you make today, impact your future emotional and financial health.
Why people get into debt and the practical steps that can be taken to get out of it.
Why your emotions must be kept in check, when making decisions about your money.
Why people that start with very little, can have large amounts of wealth in the future.
Why you always have a second chance no matter your circumstances, nothing is final.

In this book you will learn 'HOW' you can make great financial decisions today, and just like the 'Butterfly Effect,' no matter how small they seem to be, they will positively change your future.
Praise for the book:
"A most enjoyable book that teaches financial lessons through the lenses of common day challenges and people - it makes sense and is relevant to everybody - no matter what your financial circumstance!" Jean-Jacques Oelofse, President, Emerging Markets, Wood-Mizer
"Most people are fearful of the daunting subject of personal financial management. These stories unbundle the complexity which if followed will create long-term financial and emotional freedom." Stuart Loxton, Chief Executive, Superyacht Training Academy
"The Butterfly Effect is a must-read book for young adults and everyone struggling with personal financial management. I literally couldn't put it down until I completed it." Kantu Achira, Head, Bancassurance and Wealth Management propositions, Standard Chartered Bank, Ghana & Côte d'Ivoire
"What a lovely book! I really love the way it's such an easy and entertaining read with a very apt message about good financial behaviour." Fatimah Otto, DAS Banking Principal, Nedbank Private Wealth

Steven Jacobs has over thirty years of experience in the financial sector, having worked for some of the largest global banks, including HSBC, Standard Chartered Bank and Barclays. In his private capacity, he has delivered lectures on improving personal financial health, many of which have been captured in 'The Butterfly Effect of Money.' He is the published author of 'The New Manager: How to Become a Leader in 52 simple steps,' which was voted as one of the top six business books in 2016 by Ian Mann (MD at Gateways Business Consultants) in South Africa.