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Beschreibung

Master Fintech Innovation, AI, and the Future of Global Finance

Mastering the Future of Finance: How Data, Trust, and Tech Are Reshaping the Global Economy provides a structured learning journey through the forces redefining financial services. Written by Michelle Beyo, CEO of Finavator and a fintech leader with over 20 years of experience, this book maps the convergence of AI, open data, and digital identity into a strategic foundation for the digital economy.

This book cuts through the noise of Fintech, BaaS, embedded finance, open data, digital identity, cybersecurity, AI, blockchain, and the rise of digital currencies to give you the knowledge to understand, adapt, and lead. The book builds understanding step by step across ten comprehensive chapters, giving every reader the context to navigate the future of finance. Beyo introduces the 9 Influential Elements as core principles of transformation and examines how data rights, trust frameworks, and emerging technologies create both opportunity and responsibility for organizations.

Readers will also find:

  • Financial Innovation. Practical analysis of the rise of Fintech, Banking as a Service (BaaS), and the shift from Embedded Finance to Agentic Payments.
  • Trust as the New Currency. Exploration of Digital Identity, Data Rights, and Cybersecurity strategies underpinning consumer-centric financial system design.
  • Groundbreaking Technology. Coverage of AI applications, Blockchain, and Digital Currencies, including Stablecoins and Wholesale CBDCs as transformative innovations.
  • Global Perspectives. Insights drawn from the author's direct experience and interviews with a diverse roster of industry experts and visionary thinkers who are featured speakers at major global events.

Designed for leaders at financial institutions, fintech founders, and professionals seeking to understand where finance is heading, this book connects technology trends with trust principles to equip readers with the strategic perspective needed to lead in a rapidly evolving financial landscape.

Master Fintech Innovation, AI, and the Future of Global Finance

Mastering the Future of Finance: How Data, Trust, and Tech Are Reshaping the Global Economy provides a structured learning journey through the forces redefining financial services. Written by Michelle Beyo, CEO of Finavator and a fintech leader with over 20 years of experience, this book maps the convergence of AI, open data, and digital identity into a strategic foundation for the digital economy.

This book cuts through the noise of Fintech, BaaS, embedded finance, open data, digital identity, cybersecurity, AI, blockchain, and the rise of digital currencies to give you the knowledge to understand, adapt, and lead. The book builds understanding step by step across ten comprehensive chapters, giving every reader the context to navigate the future of finance. Beyo introduces the 9 Influential Elements as core principles of transformation and examines how data rights, trust frameworks, and emerging technologies create both opportunity and responsibility for organizations.

Readers will also find:

  • Financial Innovation. Practical analysis of the rise of Fintech, Banking as a Service (BaaS), and the shift from Embedded Finance to Agentic Payments.
  • Trust as the New Currency. Exploration of Digital Identity, Data Rights, and Cybersecurity strategies underpinning consumer-centric financial system design.
  • Groundbreaking Technology. Coverage of AI applications, Blockchain, and Digital Currencies, including Stablecoins and Wholesale CBDCs as transformative innovations.
  • Global Perspectives. Insights drawn from the author's direct experience and interviews with a diverse roster of industry experts and visionary thinkers who are featured speakers at major global events.

Designed for leaders at financial institutions, fintech founders, and professionals seeking to understand where finance is heading, this book connects technology trends with trust principles to equip readers with the strategic perspective needed to lead in a rapidly evolving financial landscape.

Über den Autor

MICHELLE BEYO is the CEO of Finavator, an award-winning consultancy helping banks, credit unions, and fintechs drive innovation across financial systems. With more than 20 years of experience spanning payments, loyalty, and open data, she is the creator of the Future of Finance Master Class. A global speaker, Beyo has presented on major stages including TEDx, Money 20/20, Fintech Meetup, and Open Banking Expo, and hosts the podcast Step into the Future of Finance. She has been recognized with numerous industry honors, including the Women in Fintech Global Powerlist, Top 50 Women Leaders in Toronto, and the 2025 and 2026 Open Banking Expo Powerlist. She continues to advocate for a more inclusive and transparent financial future through her leadership at the Open Finance Network of Canada.

Inhaltsverzeichnis

Foreword xv
Author's Note xvii
Introduction xix

Part I Financial Innovation 1
Chapter 1: The Rise of Fintech: Empowering a New Financial Era 3
Chapter 2: Supercharging Financial Access: The Power of Prepaid and BaaS Infrastructures 31
Chapter 3: Enabling New Ways to Pay: From Embedded Finance to Agentic Payments 57

Part II Trust Is the New Currency 77
Chapter 4: Trusted Identity: The Key to Thriving in Our Digital World 79
Chapter 5: The Importance of Data Rights: Unlocking Ecosystem Growth with Move Toward Open Data 103
Chapter 6: Defense-by-Design: Cybersecurity, Compliance, and AML 127

Part III Groundbreaking Technology 153
Chapter 7: AI's Superpower: Transforming Finance 155
Chapter 8: Why Blockchain Matters: From Tokenized Assets to Digital Economies 183
Chapter 9: Money in the Digital Age: The Rise of Digital Currencies 215
Chapter 10: The Future of Finance: How Data, Trust, and Technology Are Reshaping the Global Economy 239

Recommended Resources 261
Acknowledgments 263
Sources 265
About the Author 277
Index 279

Details
Erscheinungsjahr: 2026
Fachbereich: Einzelne Wirtschaftszweige
Genre: Importe, Wirtschaft
Rubrik: Recht & Wirtschaft
Medium: Buch
Inhalt: Einband - fest (Hardcover)
ISBN-13: 9781394402076
ISBN-10: 1394402074
Sprache: Englisch
Einband: Gebunden
Autor: Beyo, Michelle
Hersteller: Wiley
Verantwortliche Person für die EU: Libri GmbH, Europaallee 1, D-36244 Bad Hersfeld, gpsr@libri.de
Maße: 226 x 150 x 30 mm
Von/Mit: Michelle Beyo
Erscheinungsdatum: 22.09.2026
Gewicht: 0,499 kg
Artikel-ID: 136265794

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